Question: “I’ve been hearing a lot about FHA home loans lately, and how popular they are with home buyers right now. What is the main difference between FHA and conventional loans? Are they just easier to get?”
You’re right. They are rising in popularity right now, and you’ll soon learn why. There are actually several differences [...]
Mortgage Loans | Brandon | 
July 31, 2010 9:27 am | 
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Question: Is there a rule of thumb that says when it’s worth it to refinance a mortgage loan? I have read different things on this subject, and now I’m just confused. When is it worth it to refinance a home loan?
If you’re not familiar with how refinancing works, you might want to start with this [...]
Mortgage Refinancing | Brandon | July 23, 2010 11:21 am | Comments (0)
There are thousands of websites that offer tips on staging a house to sell. But most of these lessons are hypothetical in nature. They aren’t backed up by real-world scenarios and case studies. This article will be different. I’m not going to share a bunch of home staging “theories” with you. Instead, I’m going to [...]
Selling a Home | Brandon | July 15, 2010 2:27 pm | Comments Off
Question: “I’m planning to buy a house early next year, and I’m trying to put together a budget. I want to know much mortgage I can afford to borrow, based on my income. My current income is $85,000 per year.”
First of all, I’d like to give you some kudos for being a smart home buyer. [...]
Mortgage Loans | Brandon | 10:10 am | Comments (0)
Question: “I read somewhere that I should check my credit report often, to make sure there are no errors on it. Is this true? How often should I check my credit report for this kind of thing?”
I can’t seen any reason to pull your report more than once a year. You’re actually entitled to one [...]
Credit Scores | Brandon | July 13, 2010 7:26 pm | Comments Off
Question: “I’ve heard that FHA home loans are good for first time buyers who don’t have perfect credit. Can I get an FHA loan with a credit score of 615 and a decent down payment? Any advice would be much appreciated.”
Only a lender can tell you if you qualify for a mortgage with a 615 [...]
Mortgage Loans | Brandon | 3:23 pm | Comments Off