Credit Report Information + How to Improve Your Credit Score

Credit scores and home buying go hand-in-hand. In order to qualify for a mortgage loan, and to get a decent interest rate on that loan, you need to have good credit. But this is an area that confuses a lot of first-time home buyers. So we have put together a collection of credit report information and tips on improving your credit score to help you understand this important topic.

Credit Scores and Reports - Information for Consumers

Where Can I Get My Free Credit Report Online?
Did you know there's actually a federal law that entitles you to one free report per year, from all three of the companies that produce them? It's true. And in this lesson, I'll tell you where to go to request copies of your credit information.
Published on 1/6/09

How To Fix Errors On Your Credit Report
Mistakes within your credit reports can negatively affect your overall score, which in turn will make it harder to qualify for a mortgage loan. You can avoid this by reviewing your credit report for errors and fixing them as you go. This article explains the steps needed to perform this important review and correction process.
Published on 6/18/08

Credit and Home Buying - Like Peas and Carrots
To borrow a line from Forrest Gump, home buying and credit scores are "like peas and carrots." The two concepts are inseparable. So if you plan to buy a home and apply for a mortgage loan in the near future, you must understand the importance of credit. This lesson tells you everything you need to know.
Published on 7/1/08