Current mortgage rates are lower than they’ve been in many years. In fact, we saw record-low interest rates earlier this month. At the time this article was published, the current rate for a 30-year fixed mortgage was just over 5%. They may be higher or lower by the time you read this article.
But that’s not [...]
Mortgage Loans | Brandon | 
December 27, 2009 1:13 am | 
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How do I apply for a home loan modification under the Making Home Affordable program? What steps do I need to take when applying for a mortgage modification?
On the surface, this seems like an easy question to answer. But unfortunately, there’s enough misinformation posted online to keep homeowners scratching their heads in dismay. So I’ve [...]
Mortgage Loans | Brandon | December 26, 2009 9:15 am | Comments Off
Question: “What kind of interest rate can I get on a federal student loan, and will it be higher or lower than the rate on a private loan?”
Before I answer your question (as best I can, at least), we need to go over some basic definitions. This is for the benefit of other readers who [...]
Student Loans | Brandon | December 20, 2009 11:51 am | Comments Off
There are programs to help eliminate student loan debt, in exchange for some type of community or military service. This article gives a quick overview of how these programs work.
Each year, millions of young men and women use student loans to pay for college. And many of them graduate with a new diploma … and [...]
Student Loans | Brandon | December 16, 2009 5:01 pm | Comments Off
This article explains how to price your house to sell quickly, and it reveals a trade secret that is normally kept under wraps.
Up the street from where I live, there’s a house for sale. The sign out front says that it’s “priced to sell.” Despite a decent amount of buyer activity in our neighborhood, [...]
Selling a Home | Brandon | 4:06 pm | Comments Off
Fannie Mae (the bloated, greed-driven organization that hasn’t served a viable purpose in decades) is now requiring higher credit scores and lower debt-to-income ratios for borrowers. I’m all for tighter underwriting guidelines within the mortgage industry, and better regulation to boot. But I don’t think it should be coming from Fannie Mae.
But before I fly [...]
Economy | Brandon | December 5, 2009 7:45 am | Comments (0)