Credit Card Debt Can Kill Your Mortgage Options

Did you know that carrying too much credit card debt can hurt your chances of getting a mortgage loan? It’s true. But it comes as a surprise to a lot of first-time home buyers. I know, because I get a lot of their emails. They say things like this: “I knew my credit card debt [...]

When Should I Refinance My Mortgage Loan?

When does it make sense to refinance my home? Is there some kind of rule of thumb to go buy? Should I refinance my mortgage loan now, or build more equity first? Am I even qualified for a refi?
When it comes to refinancing, these are some of the most common questions that homeowners ask. So [...]

How to Qualify for a Mortgage Loan in 2010

Thinking about buying a home next year? Need a mortgage to help pay for it? If so, you should review the checklist below to make sure you have what it takes to qualify for a mortgage loan in 2010.
It’s Harder to Qualify for a Loan These Days
We will discuss how to qualify for a home [...]

How to Find House Prices in Your Area

Are you curious to know what houses are selling for in your area? Perhaps you’re planning to sell your own home soon, and you need house prices and sales data to help determine your own price. If this describes you, then you’re in the right place. In this lesson, you’ll learn everything you need to [...]

How to Buy Your First Home in 2010

So, you’re thinking about buying your first place next year in 2010, and you’re wondering what steps you need to take here in the present. If so, you’ve come to the right place. In this lesson, you’ll learn how to buy your first home the right way, by starting with your budget and moving forward [...]

How to File a Mortgage Complaint Against a Lender

Most of the time, mortgage lenders do what they are supposed to do. They disclose all of the information they are required to disclose. They handle payments and service the loans accurately. They play by the rules. But sometimes, mortgage companies step outside the legal lines.
If you feel your lender is treating you wrong or [...]